Foreclosure Notices

OTICE OF SALE UNDER POWER
 
GEORGIA, DECATUR COUNTY
 
   Whereas, Orris Smith did execute to Citizens Bank (“Lender”) a certain Deed to Secure Debt to the following lands:
All of Lot No. 9 in Block L of the Donalson’s Planter Street Subdivision in the City of Bainbridge, Decatur County, Georgia, together with improvements thereon, said Lot fronting East on Lamar Street for a Distance of 50 feet and running back West of even width and depth for a distance of 137 feet as shown and described in a map of said subdivision recorded in Book A-4, Page 392, Clerk’s Office, Superior Court, Decatur County, Georgia, being the same property described in a Deed from William H. Johnson to Flower Bird Freeman, Dated May 4, 1929, recorded in Book O-4, Page 15, Deed Records of Decatur County, Georgia, and being the same property described in a Deed from Toy Freeman Smith, individually and as Executrix of the Will of Flower Bird Freeman, Deceased of Decatur County, Georgia; Drucilla Freeman Davis , of Palm Beach County, Florida; and Roosevelt Freeman, Jr., of Onanadaga County, Florida, New York to Josephine Thomson dated June 30, 1964, recorded in Deed Book C-8, Page 308, Deed Records of Decatur County, Georgia.
 
(The aforesaid lands are referred to herein as the “Property”) to secure a Promissory Note by Orris Smith (“Borrower”) to Citizens Bank (“Lender”) dated February 7, 2013, in the principal sum of Thirty-Three Thousand Five Hundred Eleven Dollars and Fifty-Seven Cents ($33,511.57), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Deed to Secure Debt, dated January 22, 2003, recorded in Deed Book 42, Pages 123-125, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt, and by failing to pay ad valorem taxes, and in accordance with the provisions of the Promissory Note and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt, and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in July, 2014 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
 
Martin L. Cannington
Sr. Vice President
Citizens Bank
600 N. Broad Street
Cairo, Georgia 39828
Ph# (229) 377-3543
 
Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is Orris Smith, the grantor of said Deed to Secure Debt, or tenants claiming, by through, or under said grantor. THE PHYSICAL STREET ADDRESS FOR THE PROPERTY IS 423 Lamar Street, Bainbridge, Georgia 39817.
 
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Deed to Secure Debt.
                        This 3rd day of June, 2014.
 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 
CITIZENS BANK                              By: _/s/ Bruce W. Kirbo, Jr.______
Bruce W. Kirbo, Jr. as
Attorney for Citizens Bank, Attorney-in-fact for Orris Smith
 

 SOIS0607
JUNE
7, 14, 21, 28


NOTICE OF SALE UNDER POWER
 
GEORGIA, DECATUR COUNTY
 
   Whereas, Orris Smith did execute to Citizens Bank (“Lender”) a certain Deed to Secure Debt to the following lands:
That certain city lot, together with improvements thereon, on the South side of Broughton Street in the City Bainbridge, Decatur County, Georgia, described as beginning at a point on the South side of Broughton Street 70 feet West of the intersection of Broughton Street with the West side of Scott Street, measured from the inside of the sidewalk, and from said point of beginning, running West along the South side of Broughton Street 51 feet, thence South 180 feet, more or less; thence East 51 feet, thence North 180 feet to the South side of Broughton Street and point of beginning.  Being the same property now or formerly owned by Mrs. H. M. Whitley, and bounded on the North by Broughton Street, on the East by property now or formerly owned by W. H. Gorman, on the South by property formerly owned by J. D. Gray, and on the West by property now or formerly owned by S. L. Hodges.  Being the same property conveyed in a deed from Mrs. H. M. Whitley to M. L. Pope, recorded April 19, 1948, in Deed Book S-5, Page 48, Land Records of Decatur County, Georgia.  LESS AND EXCEPT that certain tract of land in the City of Bainbridge, Georgia, more particularly described as follows: Commencing at the Southwest corner of North Scott Street and East Broughton Street, run thence South 88 degrees 06’04” West along the South right of way of Broughton Street a distance of 70.0 feet to an iron pin found; run thence South 01 degrees 01’26” East a distance of 117.46 feet to the POINT OF BEGINNING; from said point of beginning, continue thence South 01 degrees 01’26” East a distance of 62.86 feet to a point; run thence South 88 degrees 02’01” West a distance of 51.0 feet to an iron pin found; run thence North 01 degrees 01’26” West a distance of 61.70 feet to an iron pin set; run thence North 86 degrees 43’35” East a distance of 51.03 feet to the point of beginning.  All according to a plat thereof prepared by Leroy Ouzts, GRLS No. 1654, dated 9-30-91.
 
(The aforesaid lands are referred to herein as the “Property”) to secure a Promissory Note by Orris Smith (“Borrower”) to Citizens Bank (“Lender”) dated February 7, 2013, in the principal sum of Thirty-Three Thousand Five Hundred Eleven Dollars and Fifty-Seven Cents ($33,511.57), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Deed to Secure Debt, dated November 9, 2001, recorded in Deed Book N24, Pages 181-184, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt, and by failing to pay ad valorem taxes, and in accordance with the provisions of the Promissory Note and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt, and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in July, 2014 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
 
Martin L. Cannington
Sr. Vice President
Citizens Bank
600 N. Broad Street
Cairo, Georgia 39828
Ph# (229) 377-3543
 
Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is Orris Smith, the grantor of said Deed to Secure Debt, or tenants claiming, by through, or under said grantor. THE PHYSICAL STREET ADDRESS FOR THE PROPERTY IS 738 Broughton Street, Bainbridge, Georgia 39817.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Deed to Secure Debt.
                        This 3rd day of June, 2014.
 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 
CITIZENS BANK                              By: _/s/ Bruce W. Kirbo, Jr._______
Bruce W. Kirbo, Jr. as
Attorney for Citizens Bank, Attorney-in-fact for Orris Smith
 

SORS0607
JUNE
7, 14, 21, 28


NOTICE OF SALE UNDER POWER
 
GEORGIA, DECATUR COUNTY
 
Whereas, Orris Smith did execute to Citizens Bank (“Lender”) a certain Deed to Secure Debt to the following lands:
All of that tract of land in Bainbridge, Decatur County, Georgia, described as commencing at a point on the South side of Broughton Street, 336 feet East of its intersection with the East side of Wheat Street, and from said beginning point running North 88 degrees 30 minutes East 84 feet along Broughton Street, thence South 1 degree 30 minutes East 125 feet, thence South 88 degrees 30 minutes West 84 feet, and thence North 1 degree 30 minutes West 125 feet to the point of beginning.  And being the same property described in that certain warranty deed from Emmett E. Inlow, Jr. to Joseph Henry Helms dated January 31, 1966 and recorded in Deed Book R-8, Page 454, Land Records of Decatur County, Georgia.
 
(The aforesaid lands are referred to herein as the “Property”) to secure a Promissory Note by Orris Smith (“Borrower”) to Citizens Bank (“Lender”) dated February 7, 2013, in the principal sum of Thirty-Three Thousand Five Hundred Eleven Dollars and Fifty-Seven Cents ($33,511.57), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Deed to Secure Debt, dated February 7, 2013, recorded in Deed Book 349, Pages 659-665, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt, and by failing to pay ad valorem taxes, and in accordance with the provisions of the Promissory Note and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
            Now, therefore, according to the terms of the said Deed to Secure Debt, and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in July, 2014 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
 
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
 
Martin L. Cannington
Sr. Vice President
Citizens Bank
600 N. Broad Street
Cairo, Georgia 39828
Ph# (229) 377-3543
 
Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is Orris Smith, the grantor of said Deed to Secure Debt, or tenants claiming, by through, or under said grantor. THE PHYSICAL STREET ADDRESS FOR THE PROPERTY IS 1518 E. Broughton Street, Bainbridge, Georgia 39817.
 
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Deed to Secure Debt.
                        This 3rd day of June, 2014.
 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 
CITIZENS BANK                 
By: _/s/ Bruce W. Kirbo, Jr._______           Bruce W. Kirbo, Jr. as
Attorney for Citizens Bank, Attorney-in-fact for Orris Smith
 

SOSM0607
JUNE
7, 14, 21, 28


NOTICE OF SALE UNDER POWER
 
GEORGIA, DECATUR COUNTY
 
Whereas, Orris Smith did execute to Citizens Bank (“Lender”) a certain Deed to Secure Debt to the following lands:
All that certain tract of parcel of land situate, lying and being known as Lot No. 1 in Block C of Oaklawn Subdivision in the City of Bainbridge, Decatur County, Georgia, according to Map or Plat of said subdivision of the same recorded in Plat Book H-4, Page 27 of the Land Records of Decatur County, Georgia, said Lot having a two-story stucko house thereon, and known as the Harrell Homeplace.  Being the same property conveyed by Warranty Deed from J. M. Floyd to Hortense Floyd Harrell, dated November 10, 1931, and recorded November 12, 1931, in Deed Book O-4, Page 358, Deed Records, Decatur County, Georgia.
 
(The aforesaid lands are referred to herein as the “Property”) to secure a Promissory Note by Orris Smith (“Borrower”) to Citizens Bank (“Lender”) dated February 7, 2013, in the principal sum of Thirty-Three Thousand Five Hundred Eleven Dollars and Fifty-Seven Cents ($33,511.57), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Deed to Secure Debt, dated August 2, 2004, recorded in Deed Book 158, Pages 187-189, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt, and by failing to pay ad valorem taxes, and in accordance with the provisions of the Promissory Note and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt, and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in July, 2014 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
 
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
 
Martin L. Cannington
Sr. Vice President
Citizens Bank
600 N. Broad Street
Cairo, Georgia 39828
Ph# (229) 377-3543
 
Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is Orris Smith, the grantor of said Deed to Secure Debt, or tenants claiming, by through, or under said grantor. THE PHYSICAL STREET ADDRESS FOR THE PROPERTY IS 1029 Japonica Drive, Bainbridge, Georgia 39817.
 
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Deed to Secure Debt.
                        This 3rd day of June, 2014.
 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 
CITIZENS BANK                               By: _/s/ Bruce W. Kirbo, Jr.   
Bruce W. Kirbo, Jr. as
Attorney for Citizens Bank, Attorney-in-fact for Orris Smith

SOSS0607
JUNE
7, 14, 21, 28
 


NOTICE OF SALE UNDER POWER
 
GEORGIA, DECATUR COUNTY

Whereas, Tommy D. Willeby and Rachel R. Willeby did execute to Dale G. Griffin (“Lender”) a certain Security Deed to the following lands:
All that certain tract or parcel of land lying, situate and being in Land Lot 180 in the 15th Land District of Decatur County, Georgia, and being more particularly described as all of Lot No. 3 of the Canopy Oaks South shown and delineated on that Plat of Survey, prepared by John T. Clark, III, GRLS No. 2241, with a field date of November 11, 1996 (markers set December 12, 1996), a copy of which is recorded in Plat Cabinet B, Slide 156, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
 
The aforesaid lands are referred to herein as the “Property”.
 
To secure a Security Deed Note by Tommy D. Willeby and Rachel R. Willeby (“Borrower”) to Dale G. Griffin (“Lender”) dated February 5, 2010 in the principal sum of Fifty Thousand Five Hundred Dollars ($50,500.00), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Security Deed, dated February 5, 2005, recorded in Deed Book 300, Pages 114-116, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Security Deed and in accordance with the provisions of the notes and said Security Deed, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
            Now, therefore, according to the terms of the said Security Deed, and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in July, 2014 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
 
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Dale G. Griffin
c/o Bruce W. Kirbo, Jr., Attorney at Law, LLC
P.O. Box 425
Bainbridge, Georgia  39818
Ph# 229-246-3900
 
Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Security Deed has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Security Deed first set out above.
 
To the best knowledge and belief of the undersigned, the party in possession of the Property is Tommy D. Willeby and Rachel R. Willeby, the grantor of said Security Deed, or tenants claiming, by through, or under said grantor. THE PHYSICAL STREET ADDRESS FOR THE PROPERTY IS 163 Blackjack Road, Bainbridge, Georgia 39817.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Security Deed.
                        This 2nd day of June, 2014.
 
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
 
DALE G. GRIFFIN               

 By: _/s/  Bruce W. Kirbo, Jr.___________   Bruce W. Kirbo, Jr. as
Attorney for Dale G. Griffin, Attorney-in-fact for Tommy D. Willeby and Rachel R. Willeby

STRW0607
JUNE
7, 14, 21, 28


NOTICE OF SALE UNDER POWER

GEORGIA, DECATUR COUNTY

By virtue of the power of sale contained in a Security Deed from Angela N. Davis to CTX Mortgage Company dated October 13, 2000 recorded in Deed Book K22/04128, Page 554 , Decatur County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of THIRTY-TWO THOUSAND EIGHT HUNDRED TWELVE AND 00/100 ($32,812.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Decatur County, Georgia, during the legal hours of sale on the first Tuesday, July 1, 2014 the following described property, to wit:

All that real estate situated and being in the City of Bainbridge, Decatur County, known as Number 1003 Anderson Street and being Lot Number 24 in Block “B” of Oaklawn Subdivision as appears by plat thereof recorded in Deed Book H-4 at Page 27 in the Office of the Clerk of the Superior Court of Decatur County, Georgia, which said plat and the record thereof are incorporated herein by reference, and being more particularly described as follows: BEGINNING at a point on the East side of Anderson Street 53 feet South of its intersection with the South side of Myrtle Drive and from said POINT OF BEGINNING running South along the East side of Anderson Street a distance of 50 feet to the Northwest corner of Lot Number Twenty-three (23) in said block, thence East along the North side of Lot Number Twenty-three (23) a distance of 140 feet to the Southwest corner of Lot Number Two (2)in said block, thence North along the West side of Lot Number Two (2) a distance of 50 feet to the Southeast corner of Lot Number Twenty-Five (25) in said block; thence West along the South side of Lot Number Twenty-Five (25) a distance of 140 feet to the East side of Anderson Street and the POINT OF BEGINNING. Being the same property conveyed to E. M. Powell by Oak City Defense Homes, Inc., in that certain instrument dated September 15, 1947 and recorded at Page 129 of Deed Book Q-5 in said Clerk's Office.

Said property being the same property which vested in party of the first part by virtue of the No Administration proceeding on E.M. Power, Sr., deceased, filed in the Probate Court of Decatur County, Georgia.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Angela N. Davis or, a tenant or tenants, and said property was or is commonly known as 1003 Anderson Street, Bainbridge, GA 31717.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association
As Attorney in Fact for
Angela N. Davis
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088

WAND0604
JUNE
4, 11, 18, 25


NOTICE OF SALE UNDER POWER GEORGIA, DECATUR COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Arnulfo Rios to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc., its successors and assigns, dated August 20, 2004, recorded in Deed Book 156, Page 156, Decatur County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 367, Page 400, Decatur County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SIXTY-THREE THOUSAND NINE HUNDRED NINETY-FIVE AND 0/100 DOLLARS ($63,995.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in July, 2014, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, NA is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Arnulfo Rios or a tenant or tenants and said property is more commonly known as 519 S Spruce Street, Bainbridge, Georgia 39819. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Arnulfo Rios McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxl 7/1/14 Our file no. 5225914-FT5 *Auction services provided by Auction.com (www.auction.com) EXHIBIT “A” All that tract or land in Land Lot 241 of the 20th Land District in Bainbridge, Decatur County, Georgia described as follows: To reach the point of beginning commence at the intersection of the south right of way of Evans Street with the East right of way of Spruce Street and run thence south 01 degrees 11' east along the east right of way of Spruce Street a distance of 130 feet; run thence south 02 degrees 39' east along the east right of way of Spruce Street a distance of 150.4 feet to the point of beginning. From said point of beginning run north 89 degrees 23' east a distance of 153.10 feet; run thence south 01 degrees 11' east a distance of 74 feet; run thence south 89 degrees 10' west a distance of 151 feet to the east right of way of Spruce Street; run thence north 02 degrees 39' west along the east right of way of Spruce Street a distance of 74.6 feet to the point of beginning. Said property is Lot 12, Block A of Pineview Subdivision and it is shown on a plat prepared by Leroy Ouzts dated January 28, 1993. MR/pxl 7/1/14 Our file no. 5225914 - FT5

WARR0604
JUNE
4, 11, 18, 25


Notice of Sale Under Power. State of Georgia, County of DECATUR. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by BRIDGET D EDWARDS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR PHH MORTGAGE CORP (FKA CENDANT MORTGAGE CORP) , dated 03/27/2006, and Recorded on 04/14/2006 as Book No. 215 and Page No. 695-710, DECATUR County, Georgia records, as last assigned to SANTANDER BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $149,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the DECATUR County Courthouse within the legal hours of sale on the first Tuesday in July, 2014, the following described property: THE REAL PROPERTY LOCATED IN DECATUR COUNTY, GEORGIA WHICH IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

ALL OF TWO (2) ACRES OF LAND, MORE OR LESS, IN LAND LOT NO. 110 IN THE 15TH DISTRICT OF DECATUR COUNTY, GEORGIA, DESCRIBED AS BEGINNING AT A POINT ON THE SOUTH SIDE OF PUBLIC ROAD 1,010 FEET EAST FROM THE NORTHWEST CORNER OF SAID LOT 110, AND FROM SAID POINT OF BEGINNING, RUN EAST ALONG THE SOUTH SIDE OF SAID ROAD 300 FEET, THENCE SOUTH 300 FEET, THENCE WEST 300 FEET AND THENCE NORTH 300 FEET TO THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED BY L.P. HARRELL TO B. MARVIN HARRELL RECORDED ON DECEMBER 17, 1958 IN DEED BOOK D-7, PAGE 474, LAND RECORDS OF DECATUR COUNTY, GEORGIA.

BEING THE SAME PROPERTY THAT WAS CONVEYED TO BRIDGET EDWARDS, BY DEED FROM MARGIE B. HARRELL, DATED 03/31/2000, AND RECORDED 04/03/2000 IN BOOK/INSTRUMENT A-22, PAGE 26.

APN#: LOT 73, PLOT 23 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). SANTANDER BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., acting on behalf of and, as necessary, in consultation with SANTANDER BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP. may be contacted at: PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., 2001 BISHOPS GATE BLVD., MT. LAUREL, NJ 08054, 800-750-2518. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 174 CARL BROCK ROAD, BAINBRIDGE, GEORGIA 39817 is/are: BRIDGET D EDWARDS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. SANTANDER BANK, N.A. as Attorney in Fact for BRIDGET D EDWARDS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004173092 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

WBDE0604
JUNE
4, 11, 18, 25


NOTICE OF SALE UNDER POWER

GEORGIA, DECATUR COUNTY

Whereas, BRANDI M. ORMON did execute to CITIZENS BANK ("Lender") a certain
Deed to Secure Debt to the following lands:

1710 Lincoln Street, Bainbridge, GA

All that tract or parcel of land lying, situate and being in Land Lot 205 of the 15th Land District of
Decatur County, Georgia, containing 6.01 acres, more or less, and being more particularly described
as beginning at an iron pin located on the North right of way line of Belcher Lane a distance of 289.0 feet East of the intersection of the North right of way line of Belcher Lane with the East right of way line of Mason Street (said 289.0 feet being measured along the North right of way line of Belcher
Lane), and from said point of beginning RUN THENCE North 05° 15’ East a distance of 427.0 feet to an iron pin; run thence North 05°15’ East a distance of 261.70 feet to an iron pin on the South
right of way line of Lincoln Street; thence run South 87°15' East along the South right of way line of Lincoln Street a distance of 86.50 feet to an iron pin located on the East right of way line of a Georgia Power easement; thence run North 05°15' East along the East right of way line of said
Georgia Power easement a distance of 45.0 feet to an iron pin; thence run South 87°15' East a
distance of 271.86 feet to an iron pin; thence run South 05°15' West a distance of 749.70 feet to an iron pin located on the North right of way line of Belcher Lane; thence run North 84°45' West along the North right of way line of Belcher Lane a distance of 358.0 feet to an iron pin and the point of
beginning. All in accordance with a plat of the same prepared by Leroy Ouzts and recorded in Plat
Cabinet C, Slide 179, Clerk's Office, Decatur Superior Court. And being the same property conveyed by L. F. Whigham, Jr. to Cecil W. Williamson by Deed dated January 21, 1981, recorded
in Deed Book F-12. Page 306, Deed Records of Decatur County, Georgia. SUBJECT TO Georgia
Power right of way easement as recorded in the Land Records in the Clerk's Office, Decatur Superior Court.
LESS AND EXCEPT all that tract or parcel of land situate, lying and being in Lot of Land 205 in the 15th Land District of Decatur County, Georgia more particularly described as follows: To find
the point of beginning, commence at the intersection of the East right-of-way of Mason' Street with the North right-of-way of Belcher Lane and run East along said North right-of-way of Belcher Lane
a distance of 397 feet to an iron pin set at the POINT OF BEGINNING. From said point of
beginning continue South 84°45' East along said North right-of-way a distance of 250.0 feet to an iron pin found; run thence North 05°01' East a distance of 160.0 feet to an iron rod set; run thence North .84°45' West a distance of 250.0 feet to an iron rod set; run thence South 05°01' West a . distance of 160.0 feet to the point of beginning. All according to a plat of survey thereof prepared for QHB, Inc. by Shad L. Atkinson, GRLS #2254, dated July 13, 1990.

Being the same property conveyed by Orris I. Smith to QHB, Inc. by deed dated. October 8, 1990, recorded in Deed Book J-16, Page 94, aforesaid records.

LESS AND EXCEPT all that tract or parcel of land situate, lying and being in the City of Bainbridge, Decatur County, Georgia, and being more particularly described as follows: To reach
the Point of Beginning, commence at the Eastern intersection of the right-of-ways of Mason Road and Belcher Lane and thence proceed South 85°01’ 121" East a distance of 287.00' along the Northern
right-of-way of Belcher Lane to an iron pin and the Point of Beginning. From the Point of Beginning proceed North 4°43'50' East a distance of 583 .52’ to an iron pin; thence South 85°08’ 46"
East a distance of 360.86' to an iron pin; thence South 05°00'09" West a distance of 425.96' to an iron pin; thence North 84°45'00" West a distance of 250.00' to an iron pin; thence South 05°01'43"
West a distance of 159.99' to an iron pin on the Northern right-of-way of Belcher Lane; thence North
85°46'25" West a distance of
108.02' along the Northern right-of-way of Belcher Lane to an iron pin
and the Point of Beginning, all as shown by a plat of survey prepared by Leroy R. Hall, GRLS No.
2504, dated February 17,2011, recorded in Plat Cabinet C90, Slide 4B, in the Office of the Clerk
of Superior Court of Decatur County, Georgia, comprising 3.90 acres.
Being the same property conveyed by Orris I. Smith to Jerry W. Mills and Diane J. Mills, by deed
dated March 3, 2011, recorded in Deed Book 317, Page 28, aforesaid records.
(The aforesaid lands are referred to herein as the "Property".) to secure a Promissory Note by Brandi
M. Ormond
("Borrower"), dated February 7, 2013, in the principal sum of Twenty-Five
Thousand Five Hundred Forty-Seven Dollars and Seven Cents ($25,547.07)
, and all renewals
and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly
shown by that certain Deed to Secure Debt, dated February 7, 2013, recorded in Deed Book 349,
Pages 643-649, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtedness secured by said Deed to Secure Debt, and by failing to pay ad valorem taxes, and in accordance with the provisions of the Promissory Note and said Deed to Secure Debt, the undersigned has exercised its
option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt, and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best
bidder for cash, after proper advertisement, on the first Tuesday in July, 2014 between the legal
hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
The proceeds from said sale will be used first for the payment of the total indebtednesses now
owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the term of the aforementioned indebtedness is:

Martin L. Cannington
Sr. Vice President
Citizens Bank
600 N. Broad Street
Cairo, Georgia 39828
Ph# (229) 377-3543

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said
Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes
which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out
above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is Brandi M. Ormond, the grantor of said Deed to Secure Debt, or tenants claiming, by through, or under said grantor. THE PHYSICAL STREET ADDRESS FOR THE PROPERTY IS 1710
Lincoln Street, Bainbridge, Georgia 39817.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under
the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the
holder of said Deed to Secure Debt.
This 29th of May, 2014.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.

CITIZENS BANK

By: /s/ Bruce W. Kirbo, Jr.
Bruce W. Kirbo, Jr. as
Attorney for Citizens Bank, Attorney-in-fact
for Brandi M. Ormond

WBMO0604
JUNE
4, 11,18, 25


NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed from DANIEL A. MILLS, Single Man, to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Investors Corporation, dated April 12, 2010, and recorded on May 3, 2010, in DEED BOOK 304, PAGE 265, of the Decatur County, Georgia Records, as last assigned to PLANET HOME LENDING, LLC (Secured Creditor), conveying the after-described property to secure a Note in the original principal amount of NINETY FOUR THOUSAND FORTY ONE Dollars and 00/100 ($94,041.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, within the legal hours of sale on the first TUESDAY in JULY, 2014, the following described property:

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF DECATUR, STATE OF GA, AND IS DESCRIBED AS FOLLOWS:

ALL THAT TRACT OR PARCEL OF LAND LYING, SITUATE AND BEING IN LAND LOTS 419 AND 420 OF THE 15TH LAND DISTRICT OF DECATUR COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS ALL OF LOTS 13 AND 14 IN THE PINEYWOODS SUBDIVISION IN ACCORDANCE WITH A PLAT OF SAID SUBDIVISION PREPARED BY LEROY OUZTS, GRLS NO. 1654, DATED FEBRUARY 25, 1987, AND RECORDED IN PLAT CABINET B, SLIDE 42, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF DECATUR COUNTY, GEORGIA, SAID LOTS 13 AND 14 HAVING THE METES BOUNDS AND DIMENSIONS AS SHOWN ON THE AFORESAID PLAT, WHICH PLAT IS MADE A PART HEREOF BY REFERENCE FOR A MORE DEFINITE DESCRIPTION.

The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Planet Home Lending, LLC, 321 Research Parkway, Suite 303, Meriden, CT 06450, 866-882-8187. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best of the undersigned's knowledge and belief, said property is also known as 197 Pineywoods Drive, Bainbridge, Georgia 39817, and the party in possession of the property is Daniel A. Mills or a tenant or tenants of said property.

PLANET HOME LENDING, LLC f/k/a GREEN PLANET SERVICING, LLC
As Attorney-in-Fact for
DANIEL A. MILLS

SOLOMON | BAGGETT, LLC
40 Technology Parkway South, Suite 202
Norcross, Georgia 30092
(678) 243-2512

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WDAM0604
JUNE
4, 11, 18, 25


GEORGIA, DECATUR COUNTY

NOTICE OF FORECLOSURE SALE

By virtue of the power of sale contained in the Deed to Secure Debt hereinafter set forth, there will be sold before the Courthouse door where sheriff's sales are conducted in Decatur County, Georgia at public outcry by the undersigned during the legal hours of sale on the 1st day of July, 2014, being the first Tuesday of the month of July, to the highest bidder for cash, the following described property, to wit:
All that tract or parcel of land lying, situate and being in Land Lot No. 395 of the 20th Land District of Decatur County, Georgia, and more particularly described as tract number 1 containing 9.98 acres, more or less, according to a retracement plat of survey for Alisa Wynn Lashley dated August 26, 2005 and prepared by Leroy R. Hall, GRLS No. 2504, and recorded in Plat Cabinet C, Slide 36-5, Plat Records of Decatur County, Georgia.

SUBJECT TO restrictions, reservations, easements and covenants of record.

The conveyance of the aforesaid property shall include all timber, improvements and fixtures thereon.

Said sale will be made pursuant to the Power of Sale contained in that certain Deed To Secure Debt from Delory S. Blackmon to First State Bank of Blakely dated July 30, 2010 and recorded in the Office of the Clerk of Superior Court of Decatur County, Georgia in Deed Book 308, at page 337.
The debts secured by said Deed to Secure Debt being in default, and the holder having declared the balance of said indebtedness due, this sale will be made for the purpose of paying the indebtedness secured by said Deed, and the proceeds of the sale will be applied to the payment of said indebtedness, with interest thereon, and all expenses, including attorney's fees, in connection with this foreclosure as provided in said Deed, and the balance, if any, will be applied as provided by law.
Notice of the initiation of proceedings to exercise the power of sale in said security deed has been given to the debtor by the secured creditor no later than thirty days before the date of the proposed foreclosure as provided by law.
Said property will be sold subject to outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Security Deed first set out above.
The individual who has full authority to negotiate, amend, and modify all terms of the security deed with the debtor is Danny S. Shepard, P.O. Box 585, Colquitt, GA 39837 (229) 758-5288. The secured creditor, however, is not required by law to negotiate, amend, or modify the terms of said security deed.
Insofar as the undersigned knows or believes, said property is currently in possession of Delory S. Blackmon.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This 28th day of May, 2014.

First State Bank of Blakely (L.S)
as Attorney in Fact for Delory S. Blackmon

BY: Danny S. Shepard
Georgia Bar No. 640950
Attorney at Law for
First State Bank of Blakely
P.O. Box 585
Colquitt, GA 39837
(229) 758-5288

WDSB0604
JUNE
4, 11, 18, 25


NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by J. Randall Raker to Mortgage Electronic Registration Systems, Inc. as nominee for Synovus Mortgage Corp. dated 7/1/2009 and recorded in Deed Book 289 Page 696, DECATUR County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $ 104,081.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DECATUR County, Georgia, within the legal hours of sale on July 01, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land situate, lying and being in Lot of Land No, 183 in the 20th District of Decatur County, Georgia, and being more particularly described as follows: To find the point of beginning commence at an iron pin located on the Northeast right-of-way line of Georgia Highway No. 309 where said right-of-way line is intersected with the North land lot line of said Lot No. 183 and run thence South 25°58'26" East 60.57 feet to a point; thence South 24°32'17" East 104.61 feet to a point; thence South 23°09'39" East 103.39 feet to a point; thence South 21°39'31" East 106.09 feet to a point; thence South 20°23'53" East 100.44 feet to a point; thence South 19°23'14" East 281.62 feet to an iron pin and the point of beginning. From said point of beginning run North 64°47'09" East 210.09 feet to an iron pin: thence North 19°23'14" West parallel with the Northeast right-of-way line of Georgia Highway 309 a distance of 210 feet; thence South 64°47'09" West 210.09 feet to the Northeast right-of-way line of Georgia Highway No. 309, thence South 19°23'14" East along the North right-of-way line of Georgia Highway No. 309 a distance of 210 feet to an iron pin and the point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 4287 Fowlstown Road, Attapulgus, GA 39815 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): J. Randall Raker or tenant or tenants.

JPMorgan Chase Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

JPMorgan Chase Bank, NA
Homeowner's Assistance Department
3415 Vision Drive
Columbus, Ohio 43219
1-866-550-5705

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for J. Randall Raker

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.
1031-72458A

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-72458A

WJRRO604
JUNE
4, 11, 18, 25


STATE OF GEORGIA
COUNTY OF DECATUR

NOTICE OF SALE UNDER POWER
IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Terry L. Williams to CitiFinancial Services, Inc. in the original principal amount of $83,946.92 dated 09/23/2008, and recorded in Deed Book 275, page 246, Decatur County records, said Security Deed being last transferred and assigned to CitiFinancial Servicing LLC in Deed Book 369, page 116, Decatur County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2014 by CitiFinancial Servicing, LLC. , as Attorney-in-Fact for Terry L. Williams the following described property:
All that tract of land in Bainbridge, Decatur County, Georgia described as follows. The point of beginning is an iron pin at the intersection of the west right of way of North Independent Street and the north right of way of East Planter Street. From said point beginning run South 86 degrees 08 minutes 21 seconds west along the north right of way of East Planter Street a distance of 98.90 feet to an iron pin; run thence South 86 degrees 15 minutes 04 seconds west along the north right of way of East Planter Street a distance of 81.64 feet to an iron pin; run thence north 03 degrees 18 minutes 01 seconds west a distance of 149.57 feet to an iron pin; run thence north 86 degrees 09 minutes 03 seconds east a distance of 81.61 feet to an iron pin; run thence south 03 degrees 18 minutes 55 seconds east a distance of 49.69 feet to an iron pin; run thence north 86 degrees 08 minutes 21 seconds east a distance of 98.94 feet to an iron pin on the west right of way of North Independent Street; run thence south 03 degrees 17 minutes 29 seconds east along the west right of way of North Independent Street a distance of 100.02 feet to the point of beginning. Said property is shown as Tract I and Tract II on a plat of survey prepared by Robert P. JoIley, Jr. dated July 25, 1997.
Property known as: 523 Planter St, Bainbridge, GA 39817

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of Terry L. Williams subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiFinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PH: 877-675-3656


Pursuant to O.C.G.A Section 44-14-162.2, nothing contained in this Notice of Sale shall obligate any entity to negotiate, amend, or modify said indebtedness.
To the best of the undersigned's knowledge and belief, the party in possession is Terry L. Williams.
CitiFinancial Servicing, LLC. , as Attorney-in-fact for Terry L. Williams.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.
115 Perimeter Center Place
South Terraces, Suite 1000
Atlanta, GA 30346
Phone - 770-392-0398
Toll Free - 866-999-7088
www.penderlaw.com
Our File No. 14-02010-1

WTLW0604
JUNE
4, 11, 18, 25


GEORGIA, DECATUR COUNTY.
Pursuant to power of sale in the Security Deed from Valnesia Glenn (Grantor) to Bainbridge-Decatur County Habitat for Humanity, Inc. (Holder) dated 2/28/1994, recorded in Deed Book B-18, Page 7, Decatur County Georgia Land Records, Holder as Attorney in Factor for Grantor, during the legal hours of sale the first Tuesday in July, 2014, will sell at public outcry to the highest bidder for cash at the courthouse door of said County this property:
All of that certain tract or parcel of land lying, situate and being in Bainbridge, Decatur County, Georgia, more particularly described as follows: To find the point of beginning commence at the point which marks the intersection of the north right-of-way line of Campbell Street with the west right-of-way line of Washington Street and run thence north along the west right-of-way line of Washington Street a distance of 52.5 feet to the point of beginning; from said point of beginning run west parallel with Campbell Street 150 feet to a point; run thence north parallel with Washington Street 52.5 feet; run thence east parallel with Campbell Street 150 feet to a point on the west right-of-way line of Washington Street; run thence south along the west right-of-way line of Washington Street a distance of 52.5 feet to the point of beginning. Said property being the identical property conveyed to R. F. Wheat by deed dated April 9, 1925 and recorded in Deed Book D-4, Page 427, Land Records of Decatur County, Georgia, LESS AND EXCEPT that parcel of land conveyed by R. F. Wheat to Silas Samuel, et al. by Warranty Deed recorded in Deed Book S-5, Page 423, Land Records of Decatur County, Georgia, and LESS AND EXCEPT that parcel of land conveyed by R. F. Wheat to Jane Thomas by Warranty Deed recorded in Deed Book O-4, Page 10, Land Records of Decatur County, Georgia.
The secured debt was declared due and payable because of default in payment. This sale will be made to pay that debt and expenses of sale including attorney's fees (notice of intention to collect same was given).
The property will be sold subject to restrictive covenants, easements, rights of way, encumbrances, matters of record, zoning ordinances, matters shown by survey or inspection, outstanding taxes, all present and future liens against the property, confirmation the sale is not prohibited by the U.S. Bankruptcy Code, confirmation and audit of the loan status by Holder, and OCGA Section 9-13-172.1.
To the best knowledge and belief of the undersigned the party in possession of the property is Valnesia Glenn.
Ms. Olive December has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Holder, Attorney In Fact for Grantor

JAMES W. CONGER, JR.,
Attorney for Holder
P. O. Box 637
Bainbridge, Georgia 39818
(229) 246-6262


WVGG0604
JUNE 4, 11,18,25


NOTICE OF SALE UNDER POWER
GEORGIA, DECATUR COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by VIRLON E. BROWN AND KIM BROWN to UNITED NATIONAL BANK dated February 8, 2006, recorded in Deed Book 211, Page 193, Decatur County, Georgia Records, conveying the after-described property to secure a Note in the amount of Two Hundred Thousand and 00/100 Dollars ($200,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, within the legal hours of sale on the first Tuesday in July, 2014, the following described property:

Tract 1:

All that tract of land in land Lot 379 of the 20th Land District of Faceville, Decatur County, Georgia, being described as follows: To reach the point of beginning commence at the intersection of the east right of way of Florida Street and the south right of way of State Road 97 and run north 76?43' east along the south right of way of State Road 97 a distance of 50 feet to the point of beginning. From said point of beginning continue north 76?43' east along the south right of way of State Road 97 a distance of 180.5 feet; run thence south 13?17' east a distance of 105 feet; run thence south 76?43' west a distance of 180.5 feet; run thence north 13?17' west a distance of 105 feet to the point of beginning on the south right of way of State Road 97. Said property is the same property conveyed to Chester A. Finney and Myrna C. Finney by deeds recorded in Book N-16, Page 154, Book S-16, Page 403, and Book 34, Page 23, Land Records of Decatur County, Georgia. Said property is part of the property shown on a plat recorded in Plat Cabinet A, Slide 74, Decatur County Plat Records, which plat is incorporated by reference herein.

Tract 2:

Commence at the East right-of-way line of Florida Street with the South right-of-way line of State Road Number 97 and running thence North 76 degrees 43 minutes East 50 feet to a point; running thence South 13 degrees 17 minutes East 105 feet to a point; running thence South 76 degrees 43 minutes West 50 feet to a point on the East right-of-way line of Florida Street; running thence North along said East right-of-way line 105 feet to the point of beginning. Said Property located in Lot of Land No. 379 in the 20th Land District of Decatur County, Georgia.


The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is VIRLON E. BROWN AND KIM BROWN or a tenant or tenants.

Pursuant to O. C. G. A. §44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above described mortgage is as follows: UNITED NATIONAL BANK, P. O. BOX 150, CAIRO, GA 39828 Telephone: 229-377-7200. The foregoing notwithstanding, nothing in O. C. G. A.§44-14-162.2 shall be construed to require UNITED NATIONAL BANK to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

This 30th day of May, 2014.

UNITED NATIONAL BANK AS ATTORNEY IN FACT FOR VIRLON E. BROWN AND KIM BROWN

DAVID M. WOLFSON, P. C.
Attorney at Law
1010 Williams Street
Valdosta, GA 31601
(229) 257-0080
State Bar No. 773395

WVKB0604
JUNE
4, 11, 18, 25


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