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Foreclosure Notices

NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Cheryl A. Griffin to Mortgage Electronic Registration Systems, Inc. as nominee for Southeast Mortgage of Georgia Inc. dated 2/27/2009 and recorded in Deed Book 282 Page 568, DECATUR County, Georgia records; as last transferred to Nationstar Mortgage LLC, conveying the after-described property to secure a Note in the original principal amount of $ 94,261.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DECATUR County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that certain tract or parcel of land lying, situate and being in Land Lot 259, in the 15th Land District of Decatur County, Georgia, and being more particularly described as follows: All that certain tract of land, containing 2.17 acres, more or less, as is shown and delineated on that plat of survey for R.G. Heard, dated February 6, 2002, prepared by Larry Grogan, GRLS No, 1649, a copy of which is recorded in Plat Cabinet B, Slide 199-3, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.


The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 2662 Newton Road, Bainbridge, GA 39817 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth Griffin and Cheryl A. Griffin or tenant or tenants.

Nationstar Mortgage, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Nationstar Mortgage, LLC
350 Highland Dr.
Lewisville, TX 75067
1-888-480-2432


Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Nationstar Mortgage LLC as agent and Attorney in Fact for Cheryl A. Griffin

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1006-377A

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NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Teresa Dodson and Tracy Kyle Horne to Avanta National Bank dated 3/26/1999 and recorded in Deed Book G-21 Page 467, DECATUR County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $ 52,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DECATUR County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

THE FOLLOWING DESCRIBED PROPERTY, TO-WIT:

ALL OF THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LOT OF LAND NO. 199 IN THE 15TH DISTRICT OF DECATUR COUNTY, GEORGIA, BEING ALL OF LOT NO. 30 OF THE BRIARWOOD SUBDIVISION SHOWN BY A PLATRECORDED IN PLAT BOOK 10, PAGE 40 IN THE LAND RECORDS OF DECATUR COUNTY, GEORGIA, WHICH SAID LOT 30 Is MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN ON THE EAST RIGHT OF WAY OF HILLCREST DRIVE, WHICH IRON PIN IS 420.0 FEET S 00 DEGREES 42' W OF THE NORTHEAST INTERSECTION OF HILLCREST DRIVE AND PINERIDGE DRIVE; RUN THENCE S 89 DEGREES 18' E, 233.6 FEET TO AN IRON PIN; RUN THENCE S 00 DEGREES 42' W, 105.0 FEET TO AN IRON PIN; RUN THENCE N 89 DEGREES 18' W, 233.6 FEET TO AN IRON PIN ON THE EAST RIGHT OF WAY OF HILLCREST DRIVE; RUN THENCE ALONG THE EAST RIGHT OF WAY OF HILLCREST DRIVE, N 00 DEGREES 42' E, 105.0 FEET TO THE POINT OF BEGINNING. ALL IN ACCORDANCE WITH A PLAT OF SURVEY BY LEROY OUZTS, REG. SURV. #1654 FOR "TERESA DODSON", DATED 7-12-1988, RECORDED AUGUST 24, 1988, IN PLAT CABINET D, SLIDE 123, PLAT RECORDS OF DECATUR COUNTY, GEORGIA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 154 Hillcrest Drive, Bainbridge, GA 31717 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Teresa Dodson or tenant or tenants.

JPMorgan Chase Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

JPMorgan Chase Bank, NA
Homeowner's Assistance Department
3415 Vision Drive
Columbus, Ohio 43219
1-866-550-5705

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Teresa Dodson and Tracy Kyle Horne

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-70289A

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NOTICE OF SALE UNDER POWER
GEORGIA, DECATUR COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM MAXWELL COOPER to AMERIS BANK dated July 18, 2008, recorded in Deed Book 271, Pages 764-770, Decatur County, Georgia Records, conveying the after-described property to secure a Note in the amount of Three Hundred Seventeen Thousand Eight Hundred Seventy Dollars and 00/100 ($317,870.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, within the legal hours of sale on the first Tuesday in June, 2013, the following described property:

All that tract or parcel of land lying and being in the City of Bainbridge, Decatur County, Georgia, and being more particularly described as follows: Begin at an iron pin located at the intersection of the west right of way of a 5-foot sidewalk on the west side of Florida Street with the north right of way of a 5-foot sidewalk on the north side of Broughton Street and from said point of beginning run thence north 02 degrees 17 minutes 20 seconds east along the west right of way line of the 5-foot concrete sidewalk on the west side of Florida Street a distance of 201.3 feet to an iron pin located at the intersection of the west right of way line of said sidewalk on the west side of Florida Street with the south right of way line of a 5-foot concrete sidewalk on the south side of Water Street; run thence north 87 degrees 45 minutes west a distance of 142.0 foot along the south right of way line of the 5-foot concrete sidewalk on the south side of Water Street to an iron pin; run thence south 02 degrees 17 minutes 20 seconds west a distance of 203.2 feet to an iron pin on the north right of way line of a 5-foot concrete sidewalk on the north side of Broughton Street; run thence south 88 degrees 30 minutes east along the north right of way line of a 5-foot concrete sidewalk on the north side of Broughton Street a distance of 142.0 feet to the point of beginning. All in accordance with a plat of the same dated March 3, 1981, and prepared by Gordon C. Story, Registered Land Surveyor No. 2076, and recorded in Plat Cabinet C, Slide 183, Decatur County Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is WILLIAM MAXWELL COOPER or a tenant or tenants.

Pursuant to O. C. G. A. §44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above described mortgage is as follows: AMERIS BANK, P.O. BOX 165, OCILLA, GA 31774. Telephone: 229-468-4149. The foregoing notwithstanding, nothing in O. C. G. A.§44-14-162.2 shall be construed to require AMERIS BANK to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

This 29th day of April, 2013.
AMERIS BANK AS ATTORNEY IN FACT FOR WILLIAM MAXWELL COOPER

DAVID M. WOLFSON, P. C.
Attorney at Law
1010 Williams Street
Valdosta, GA 31601
(229) 257-0080
State Bar No. 773395

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STATE OF GEORGIA
COUNTY OF DECATUR

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Alicia G. Hadley and Jay T. Hadley to Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Federal Bank, FSB, dated December 15, 2008, recorded on January 20, 2009 in Deed Book 280, Page 214, Decatur County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to One West Bank, FSB, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Eighteen Thousand Eight Hundred Ninety-Four and 00/100 DOLLARS ($118,894.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on June 4, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All of Lot No.3 in Block "A" of the Mrs. Irene Parrish Subdivision located in Land Lot No.179 in the 15th District of Decatur County, Georgia, and being part of the same property described in Deed Book K-6, page 284, of the Deed Records of Decatur County, Georgia, according to a plat recorded in Slide A-62, page 150, of the Deed Records of Decatur County, Georgia, said Lot being 190 feet in width East and West by 210 feet North and South, together with concrete block residence located thereon. Being the same premises as conveyed in Deed from Jimmy R. Fowler and Linda Fowler recorded 10/11/05 in document number 004135, Book 203, page 418 in said County and State.

Said property is known as 163 Parrish Road, Bainbridge, GA 39817, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold as the property of Alicia G. Hadley and Jay T. Hadley, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Alicia G. Hadley and Jay T. Hadley or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, One West Bank, FSB, is as follows: OneWest Bank, FSB, P. O. Box 4045, Kalamazoo, MI 49003, 800-781-7399. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

One West Bank, FSB
as Attorney in Fact for
Alicia G. Hadley and Jay T. Hadley
Morris|Hardwick|Schneider, LLC
1301 Hightower Trail, Suite 305
Sandy Springs, Georgia 30350
http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER, DECATUR COUNTY
 
Pursuant to the Power of  Sale contained in a Security Deed given by Christopher G Tramel and Adriana Sena  to Wells Fargo Bank, N.A. dated 11/10/2006 and recorded in Deed Book 231 Page 464, DECATUR County, Georgia records; as last transferred to Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 96,239.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of  DECATUR County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of  said month unless said date falls on a Federal Holiday), the following described property:
 
All of Lot 9 and the Northernmost three (3) feet of Lot 8 of Block A of the Briarwood Park Subdivision, lying in Land Lot 184 in the 15th Land District of Decatur County, Georgia, all as shown by that survey for Samuel A. Powell and Antoinette F. Powell dated March 30, 1987, and recorded in Plat Cabinet B, Slide 41 (formerly Plat Cabinet D, Slide 86), Land Records of Decatur County, Georgia.
 
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
 
Said property is commonly known as 300 Cloverleaf Circle,  Bainbridge, GA 39817 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Christopher G Tramel and Adriana B. Sena or tenant or tenants.
 
Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.
 
Wells Fargo Bank, NA
Loss Mitigation
3476 Stateview Boulevard
Fort Mill, SC  29715
1-800-662-5014

 
Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.
 
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
 
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
 
Wells Fargo Bank, NA as agent and Attorney in Fact for Christopher G Tramel and Adriana Sena
 
Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.
 
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667493122A

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NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Donald K. Moore, Jr to Mortgage Electronic Registration Systems, Inc., as nominee for Allied Home Mortgage Capital Corporation dated 8/5/2010 and recorded in Deed Book 308 Page 309, Decatur County, Georgia records; as last transferred to Wells Fargo Bank, NA sbm to Wachovia Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 74,003.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Decatur County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All that tract or parcel of land lying, situate and being in Bainbridge, Decatur County, Georgia, more particularly described as Lot 8 in Block "B" of Sunset Terrace Subdivision according to the plat of said subdivision recorded in Plat Cabinet A, Slide 32 (formerly Plat Book 2, Page 97), in the Office of the Clerk of the Superior Court of Decatur County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 1124 Julia Circle, Bainbridge, GA 39819 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Donald K. Moore, Jr or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA
Loss Mitigation
3476 Stateview Boulevard
Fort Mill, SC 29715
1-800-662-5014


Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA sbm to Wachovia Bank, NA as agent and Attorney in Fact for Donald K. Moore, Jr

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667493345A

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NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF DECATUR Under and by virtue of the power of sale contained with that certain Security Deed dated January 6, 2010, from Edgar B. Bennett and Crissema D. Bennett to Mortgage Electronic Registration Systems, Inc. as nominee for Allied Home Mortgage Capital Corporation, recorded on January 7, 2010 in Deed Book 298 at Page 794, Decatur County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Security Deed having been given to secure a note dated January 6, 2010, in the amount of $141,816.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Decatur County, Georgia, on June 4, 2013, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEIGN IN LOT OF LAND NUMBER 189 IN THE 15TH LAND DISTRICT OF DECATUR COUNTY, GEORGIA, CONTAINING 5.21 ACRES, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO REACH THE POINT OF BEGINNING COMMENCE AT THE SOUTHEAST CORNER OF LOT OF LAND NUMBER 189 AND RUN THENCE NORTH 89 DEGREES 32 MINUTES 28 SECONDS WEST ALONG THE SOUTH ORIGINAL LOT LINE OF SAID LAND LOT 189 A DISTANCE OF 874.19 FEET TO AN IRON PIN WHICH MARKS THE POINT OF BEGINNING, AND FROM SAID POINT OF BEGINNING CONTINUE TO RUN NORTH 89 DEGREES 32 MINUTES 28 SECONDS WEST A DISTANCE OF 700.00 FEET TO AN IRON PIN ON THE EAST RIGHT-OF-WAY LINE OF STATE ROAD NUMBER 311; RUN THENCE NORTH 22 DEGREES 42 MINUTES 39 SECONDS EAST ALONG THE EAST RIGHT-OF-WAY LINE OF SAID STATE ROAD 311 A DISTANCE OF 350.00 FEET TO AN IRON PIN; RUN THENCE SOUTH 89 DEGREES 32 MINUTES 28 SECONDS EAST A DISTANCE OF 700.00 FEET TO AN IRON PIN; RUN THENCE SOUTH 22 DEGREES 42 MINUTES 39 SECONDS WEST A DISTANCE OF 350.00 FEET TO AN IRON PIN ON THE SOUTH LOT LINE OF LOT OF LAND NUMBER 189 AND THE POINT OF BEGINNING. THE PROPERTY ABOVE-DESCRIBED IS IN THIS ACCORDANCE WITH A PLAT OF SURVEY PREPARED BY SHAD L. ATKINSON, GEORGIA REGISTERED LAND SURVEYOR NUMBER 2254 UNDER DATE OF MAY 26, 1988; AND IN ACCORDANCE WITH A PLAT OF SURVEY PREPARED BY LEROY OUZTS, GRLS NO. 1654, DATED 9-2-1981, ORIGINALLY RECORDED IN PLAT CABINET C, SLIDE 190, NOW IN PLAT CABINET B, SLIDE 2, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF DECATUR COUNTY, GEORGIA. LESS AND EXCEPT ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LOT OF LAND NO. 189 IN THE 15TH DISTRICT OF DECATUR COUNTY, GEORGIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE INTERSECTION OF THE SOUTH LAND LOT OF SAID LAND LOT 189 WITH THE EAST RIGHT-OF-WAY OF GEORGIA HIGHWAY NO. 311, AT A 1/2 INCH DIAMETER REBAR FOUND, RUN THENCE NORTH 22 DEGREES 45 MINUTES 39 SECONDS EAST, AND ALONG SAID RIGHT-OF-WAY A DISTRANCE OF 289.05 FEET TO AN IRON PIN SET AT THE POINT OF BEGINNING; FROM SAID POINT OF BEGINNING CONTINUE THENCE NORTH 22 DEGREES 19 MINUTES 55 SECONDS EAST ALONG SAID RIGHT-OF-WAY A DISTRANCE OF 60.51 FEET TO A 3/8 INCH DIAMETER REBAR FOUND; RUN THENCE SOUTH 88 DEGREES 37 MINUTES 15 SECONDS EAST, AND ALONG A WIRE FENCE, A DISTRANCE OF 467.03 FEET TO AN IRON PIN SET; RUN THENCE SOUTH 01 DEGREES 38 MINUTES 17 SECONDS WEST A DISTRANCE 269.48 FEET TO AN IRON PIN SET; RUN THENCE NORTH 77 DEGREES 45 MINUTES 29 SECONDS WEST A DISTANCE OF 211.92 FEET TO A CONCRETE MONUMENT SET; RUN THENCE NORTH 00 DEGREES 33 MINUTES 07 SECONDS EAST A DISTRANCE OF 165.83 FEET TO AN IRON PIN SET; RUN THENCE NORTH 87 DEGREES 07 MINUTES 40 SECONDS WEST A DISTRANCE OF 277.03 FEET TO THE POINT OF BEGINNING. CONTAINING 1.57 ACRES. ALL ACCORDING TO A PLAT THEREOF PREPARED BY LEROY R. HALL, GRLS NO 2504, DATED OCTOBER 29, 2009, RECORDED IN PLAT CABINET C, SLIDE 81-1, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF DECATUR COUNTY, GEORGIA. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Edgar B. Bennett and Crissema D. Bennett. The property, being commonly known as 2714 E. River Rd, Bainbridge, GA 39817 in Decatur County, will be sold as the property of Edgar B. Bennett and Crissema D. Bennett, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for JPMorgan Chase Bank, National Association as Attorney in Fact for Edgar B. Bennett and Crissema D. Bennett 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418

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GEORGIA, DECATUR COUNTY.
Pursuant to power of sale in the Security Deed from Mary Ella King (Grantor) to Edward T. Mitchell (Holder) dated July 1, 2003, recorded in Deed Book 77, Page 173 Decatur County Land Records, during the legal hours of sale the first Tuesday in June, 2013, Holder, Attorney In Fact for Grantor, will sell at public outcry to the highest bidder for cash at the Decatur County courthouse door this property:
All that tract or parcel of land situate, lying and being in the City of Bainbridge, Decatur County, Georgia, know as Number 935 Japonica Drive, and being all of Lot 14, Block D of Oaklawn Subdivision to the City of Bainbridge, more particularly described as follows, to-wit: commence at a point on the East margin of Japonica Drive, which point is 553 feet Southerly of the South margin of College Street (said distance being measured along the East margin of Japonica Drive); from said point of beginning run thence North 88 degrees 30 minutes East, a distance of 132 feet to a point; thence South 1 degree 30 minutes West, a distance of 131 feet 6 inches, to the East margin of Japonica Drive; thence North 1 degree 30 minutes West along the East margin of Japonica Drive, a distance of 50 feet to the point of beginning. All in accordance with a plat of survey made by W.L. Roberts, C.E., dated February 24, 1977.
The secured debt was declared due because of default in payment. This sale will be made to pay that debt and expenses of sale including attorney's fees (notice of intention to collect same was given).
The sale is subject to restrictive covenants, easements, rights of way, encumbrances, matters of record, zoning ordinances, matters shown by survey or inspection, outstanding taxes, all present and future liens, confirmation the sale is not prohibited by the U.S. Bankruptcy Code, confirmation and audit of the loan status by Holder, and OCGA Section 9-13-172.1.
To the best knowledge and belief of the undersigned the party in possession of the property is Mary Ella King.
Edward T. Mitchell has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Edward T. Mitchell
Attorney In Fact for Grantors

JAMES W. CONGER, JR.,
Attorney for Holder
P. O. Box 637
Bainbridge, Georgia 39818
(229) 246-6262

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NOTICE OF SALE UNDER POWER GEORGIA, DECATUR COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Tony Duke a/k/a Eddie Tony Duke to Regions Bank, dated April 12, 2006, recorded August 16, 2006, in Deed Book 225, Page 52, Decatur County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of FORTY THOUSAND DOLLARS AND NO CENTS ($40,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, within the legal hours of sale on the first Tuesday in June 2013 by the secured creditor, Regions Bank, as Attorney in Fact for Tony Duke a/k/a Eddie Tony Duke, all property described in said Security Deed including but not limited to the following described property: ALL OF THAT CERTAIN CITY LOT, TOGETHER WITH HOUSE AND IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE CITY OF BAINBRIDGE IN LOT OF LAND NO. 281 IN THE 20TH LAND DISTRICT OF DECATUR COUNTY, GEORGIA AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO REACH THE POINT OF BEGINNING COMMENCE AT THE SOUTHWEST INTERSECTION OF COLLEGE STREET AND OLD QUINCY ROAD AND THENCE RUN SOUTH ALONG THE OLD QUINCY ROAD A DISTANCE OF 213 FEET, MORE OR LESS; TO THE SOUTHEAST CORNER OF PROPERTY NOW OR FORMERLY OWNED BY C.W. MELTON, AND FROM SAID POINT OF BEGINNING CONTINUE TO RUN SOUTH ALONG THE WEST RIGHT-OF-WAY LINE OF THE OLD QUINCY ROAD A DISTANCE OF 96 FEET TO A POINT; THENCE RUN WEST A DISTANCE OF 186 FEET TO A POINT; THENCE RUN NORTH PARALLEL TO THE OLD QUINCY ROAD A DISTANCE OF 96 FEET, MORE OR LESS, TO THE SOUTHWEST CORNER OF PROPERTY NOW OR FORMERLY OWNED BY C.W. MELTON; THENCE RUN EAST ALONG THE SOUTH RIGHT-OF-WAY LINE OF PROPERTY OF C.W. MELTON A DISTANCE OF 186 FEET, MORE OR LESS TO THE WEST RIGHT-OF-WAY LINE OF THE OLD QUINCY ROAD AND THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO EDDIE “TONY” DUKE BY DEED FROM EVELYN H. BURNS AND FRANCES H. MELTON RECORDED 03/13/2001 IN DEED BOOK T22 PAGE 201, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF DECATUR COUNTY, GEORGIA. Said property being known as 910 Old Quincy Road, Bainbridge, Georgia 39819 according to the present numbering system in Decatur County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tony Duke a/k/a Eddie Tony Duke and/or The Estate of Tony Duke a/k/a Eddie Tony Duke or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Regions Bank, 2050 Parkway Office Circle, Birmingham, AL 35244 TEL (205) 560-7588. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

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NOTICE OF SALE UNDER POWER GEORGIA, DECATUR COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Frankie Gordon to Mortgage Electronic Registration Systems, Inc., dated April 25, 2007, recorded in Deed Book 243, Page 412, Decatur County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 330, Page 475, Decatur County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($85,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Frankie Gordon or a tenant or tenants and said property is more commonly known as 1000 Morningside Drive, Bainbridge, Georgia 39819. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Frankie Gordon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/stm 6/4/13 Our file no. 5241512-FT7 EXHIBIT “A” All that tract of land in Bainbridge, Decatur County, Georgia, described as follows: To reach the point of beginning commence at the intersection of the north right-of-way of Pecan Drive with the west right-of-way of Morningside Drive and run thence in a northerly direction along the west right-of-way of Morningside Drive a distance of 600 feet to the point of beginning. From said point of beginning run South 88 degrees 48 minutes 12 seconds west a distance of 149.97 feet; run thence north 00 degrees 55 minutes 28 seconds west a distance of 100.05 feet; run thence north 88 degrees 49 minutes 18 seconds east a distance of 149.93 feet to the west right-of-way of Morningside Drive; run thence south 00 degrees 56 minutes 50 seconds east along the west right-of-way of Morningside Drive a distance of 100 feet to the point of beginning. Said property is all of Lot 8 of the Decatur Heights Subdivision and it is shown on a plat of survey prepared by Shad L. Atkinson dated June 20, 1991. MR/stm 6/4/13 Our file no. 5241512 - FT7

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NOTICE OF SALE UNDER POWER

GEORGIA, DECATUR COUNTY

Whereas, JAMES E. COOPER did execute to FIRST NATIONAL BANK OF DECATUR COUNTY (“Lender”) certain Deed to Secure Debt to the following lands:
All of that tract or parcel of land situate, lying and being in the City of Bainbridge, Decatur County, Georgia, more particularly described as follows, to-wit: To find the point of beginning commence at a point on the centerline of Albany Road, at its intersection with the centerline of Carter Street, in said City of Bainbridge, and run thence along the centerline of Albany Road North 4200' East, 236.42 feet to a point; run thence North 4915' West, 25.0 feet to an iron pin on the northwesterly right of way of the aforesaid Albany Road, and the point of beginning of the tract to be described; from said POINT OF BEGINNING, continue thence North 4915' West, 184.0 feet to an iron pin; run thence North 4200' East, 80.0 feet to an iron pin; run thence South 4915' East, 184.0 feet to an iron pin on the north-westerly right of way of Albany road; run thence South 4200' West along the northwesterly right of way of Albany Road, 80.0 feet to the point of beginning. All in accordance with a plat of survey made for Norris Thompson by Leroy Ouzts, GRLS No.1654, dated October 22, 1992. And being the same property conveyed by Franzena Hopson to Marie H. Dixon, et al, by deed dated May 17, 1966, recorded in Deed Book M-8, Page 573, deed records of Decatur County, Georgia.

The aforesaid land is referred to herein as the “Property”.

To secure a note by James E. Cooper (“Borrower”) dated June 16, 2006 in the principal sum of Thirty-Seven Thousand Three Hundred Seventy Dollars and 31/100 Dollars ($37,370.31), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Deed to Secure Debt dated June 16, 2006, recorded in Deed Book 220, Pages 27-30, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Deed to Secure Debt and the indebtednesses secured thereby are owned and held by Lender.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt and in accordance with the provisions of the note and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in June, 2013 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Wayne Sirmons
First National Bank of Decatur County
819 E. Shotwell Street
P.O. 10
Bainbridge, Georgia 39818
(229) 246-3131
(229) 246-3299 (fax)

The secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is James E. Cooper, the grantor of said Deed to Secure Debt or any tenants claiming, by through, or under said grantor and the street address of said property is 811 Albany Road, Bainbridge, Georgia.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Deed to Secure Debt.
This 26th day of April, 2013.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

FIRST NATIONAL BANK OF DECATUR COUNTY
By: /s/ David A. Kendrick
David A. Kendrick of Floyd & Kendrick, LLC as Attorneys
for First National Bank of Decatur County Attorney-in-fact for James E. Cooper

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NOTICE OF SALE UNDER POWER

GEORGIA, DECATUR COUNTY

Whereas, JAMES E. COOPER did execute to FIRST NATIONAL BANK OF DECATUR COUNTY (“Lender”) certain Deed to Secure Debt to the following lands:
A certain tract of land lying in the 15th District of Decatur County, Georgia and being part of Land Lot No. 220 in said District described as follows: Beginning at a point on the West side of the Albany Road, located at the South side of the property now or formerly owned by John Milo, and run thence in a westerly direction along the South line of the Milo property 196 feet, thence in a Southern direction parallel with the Albany Road 75 feet, thence easterly parallel with the South line of the Milo property 196 feet to the Albany Road, thence in a northerly direction along the West side of the Albany Road 75 feet to the starting point.

The aforesaid land is referred to herein as the “Property”.

To secure a note by James E. Cooper (“Borrower”) dated August 22, 2005 in the principal sum of Eighteen Thousand Eight Hundred Ninety Dollars and 87/100 Dollars ($18,890.87), and all renewals and extensions thereof, and all additional loans and advances that might subsequently be made to Borrower by Lender, and all other indebtedness of Borrower to Lender, all as is more particularly shown by that certain Deed to Secure Debt dated August 22, 2005, recorded in Deed Book 199, Pages 589-592, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Deed to Secure Debt and the indebtednesses secured thereby are owned and held by Lender.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt and in accordance with the provisions of the note and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in June, 2013 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Wayne Sirmons
First National Bank of Decatur County
819 E. Shotwell Street
P.O. 10
Bainbridge, Georgia 39818
(229) 246-3131
(229) 246-3299 (fax)

The secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is James E. Cooper, the grantor of said Deed to Secure Debt or any tenants claiming, by through, or under said grantor and the street address of said property is 815 Albany Road, Bainbridge, Georgia.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said` Deed to Secure Debt.
This 26th day of April, 2013.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

FIRST NATIONAL BANK OF DECATUR COUNTY
By: /s/ David A. Kendrick David A. Kendrick of Floyd & Kendrick, LLC as Attorneys
for First National Bank of Decatur County Attorney-in-fact for James E. Cooper

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NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Jamie K. Scott to Citicorp Trust Bank, FSB dated 6/27/2008 and recorded in Deed Book 271 Page 81, DECATUR County, Georgia records; as last transferred to PennyMac Corp., conveying the after-described property to secure a Note in the original principal amount of $ 113,884.88, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of DECATUR County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT PARCEL OF LAND IN DECATUR COUNTY, STATE OF GEORGIA, AS MORE FULLY DESCRIBED IN DEED BOOK 243, PAGE 395, ID# 0062B-032-000, BEING KNOWN AND DESIGNATED AS: LAND LOT 424, 15TH DISTRICT, DECATUR COUNTY, GEORGIA, BEING THE PROPERTY MORE PARTICULARLY DESCRIBED ON PLAT OF SURVEY PREPARED BY LEROY OUZTS, GEORGIA REGISTERED LAND SURVEYOR NO. 1654, DATED 11/6/1987.

BY FEE SIMPLE DEED FROM RUDOLPH BOYETT AND BELINDA W. BOYETT AS SET FORTH IN DEED BOOK 243, PAGE 395, DATED 4/27/2007 AND RECORDED 4/30/2007, DECATUR COUNTY RECORDS, STATE OF GEORGIA.


The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 117 Croley Road, Bainbridge, GA 39817 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Jamie K. Scott or tenant or tenants.

PennyMac Loan Services, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

PennyMac Loan Services, LLC
Loss Mitigation
6101 Condor Drive
Moorpark, CA 93021
(866) 945-9070

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

PennyMac Corp. as agent and Attorney in Fact for Jamie K. Scott

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1120-4639A

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NOTICE OF SALE UNDER POWER


WHEREAS, on 07/28/87, for value received, John Lee Flowers, Sr. and Linda A. Flowers executed and delivered to the United States of Ameri¬ca, acting through the United States Department of Agriculture, a Deed to Secure Debt conveying certain real estate located in Decatur County, Georgia, and said Deed to Secure Debt was record¬ed in the Office of the Clerk of the Superior Court for Decatur County, Georgia, in Book # W-14, Page# 584; and

WHEREAS, the United States of America now holds the above described security deed covering the said real estate; and

WHEREAS, the Deed to Secure Debt held by the United States of America provides that should default occur, the holder may declare the entire indebtedness secured by the Deed to Secure Debt due and payable and, in compliance with the power of sale provisions contained in said security deed proceed to sell the property at public outcry; and

WHEREAS, after default, the United States of America has declared all of the indebtedness secured by the Deed to Secure Debt due and payable and hereby certifies that it has complied with all of its loan servicing regulations;

NOW, THEREFORE, the said United States of America, acting as aforesaid, under and in compliance with the power of sale provision contained in the Deed to Secure Debt, will proceed to sell at public outcry, for cash or certified funds to the highest bidder in front of the Courthouse in Decatur County, during the legal hours of sale, on the 4th day of June, 2013, the following-described property conveyed in the Deed to Secure Debt, to Wit:

All that certain tract or parcel of land lying situate and being in Bainbridge, Decatur County, Georgia and being more particularly described as all of Lot 5 of Block C of the McCord Subdivision as shown on that certain Plat of Survey for John Lee Flowers, Sr. and Linda A. Flowers dated July 28, 1987 prepared by Leroy Ouzts, Georgia Registered Land Surveyor No. 1654, a copy of which is attached hereto as Exhibit “A”.

The above described property will be sold subject to any and all outstanding real estate taxes that are due and payable.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the United States of America, be cause for rejection of the bid, and, if the bid is rejected, the United States of America shall have the option of making the sale to the next highest bidder who is ready, willing and able to comply with the terms thereof. The proceeds of said sale will first be applied to the payment of the indebtedness to the United States of America, other charges, and the expenses of sale, as provided in the above-described Deed to Secure Debt.

This the 1st day of May, 2013.
UNITED STATES OF AMERICA

By /S/
Richard Cohen,
Acting Director for Direct Loss Mitigation and Bankruptcy/Foreclosure Sections
United States Department of Agriculture,
Rural Development
ITS: Authorized Representative

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STATE OF GEORGIA
COUNTY OF DECATUR

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jonathan L. Hall to Georgia First Mortgage Company dated December 22, 2004, and recorded in Deed Book 177, Page 113, Decatur County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $84,277.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 4, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

That certain tract or parcel of land lying, situate and being in Land Lot No. 184 in the 15th Land District of Decatur County, Georgia, being more particularly described as Lot No. 11 in Block A of the Briarwood Park Subdivision, according to the plat of Briarwood Park Subdivision, prepared by Leroy Ouzts, Georgia Registered Land Surveyor No. 1654, dated October 29, 1981, and recorded in Plat Cabinet B, Slide 23 (formerly Plat Cabinet D, Slide 54), Land Records of Decatur County, Georgia. Said property being the identical property shown and delineated on that Plat of Survey for Cindy L. Nix dated April 11, 1996, prepared by Leroy Ouzts, GRLS No. 1654, a copy of which is recorded in Plat Cabinet B, Slide 134-10, in the Office of the Clerk of the Superior Court of Decatur County, Georgia„


Said property is known as 294 Cloverleaf Circle, Bainbridge, GA 39817, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Jonathan L. Hall, successor in interest or tenant(s).

Wells Fargo Bank, NA as Attorney-in-Fact for Jonathan L. Hall

File no. 09-013609
SHAPIRO, SWERTFEGER & HASTY, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770) 220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER
GEORGIA, DECATUR COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Patricia C Mitchell to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns dated September 26, 2006 in the amount of $63,800.00, and recorded in Deed Book 228, Page 120, Decatur County, Georgia Records; as last transferred to Residential Credit Solutions, Inc. by assignment; the undersigned, Residential Credit Solutions, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in June, 2013 , during the legal hours of sale, at the Courthouse door in Decatur County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that certain tract of land lying and being in the City of Bainbridge, Decatur County, Georgia, being all of Lot 46 in the R. F. Wheat Third Addition Subdivision being more particularly described as beginning at a point on the South Right-of-Way line of Planter Street 255 feet North 88 degrees 30 minutes East from the intersection of said South Right-of-Way with the East Right-of-Way line of Wheat Avenue and from said Point of Beginning continuing along the South Right-of-Way line of Planter Street North 88 degrees 30 minutes East 84 feet, then South 01 degrees 30 minutes East 123.05 feet, then South 88 degrees 30 minutes West 84 feet, then North 01 degrees 30 minutes West 123.05 feet to the Point of Beginning. Said property being described in accordance with that plat of survey by Leroy Ouzts, dated February 2, 1988, a copy of which is recorded in Plat Cabinet B, Slide 51(formerly Plat Cabinet D, Slide 115), in the Office of the Clerk of the Superior Court of Decatur County, Georgia.

which has the property address of 1508 Martin Luther King Jr Rd, Bainbridge, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.


The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Patricia C Mitchell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Residential Credit Solutions, Inc.
Attorney in Fact for
Patricia C Mitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com

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NOTICE OF SALE UNDER POWER

GEORGIA, DECATUR COUNTY

Whereas, Halco Investments, LLC f/k/a Hobo Investments, Inc. did execute to First National Bank of Decatur County (“Lender”) certain Deed to Secure Debt to the following lands:
All that certain tract of land lying and being in the City of Bainbridge, Decatur County, Georgia, and being in Land Lot 335 in the 15th Land District described as follows: To find the point of beginning COMMENCE at the intersection of the West land lot line of Land Lot 335 with the south right-of-way line of Bethel Road and run South 48 degrees 35 minutes 25 seconds East along said South right-of-way line 750.88 feet, then continue along said right-of-way South 49 degrees 00 minutes 01 seconds East 300.22 feet to a concrete post at the POINT OF BEGINNING. From said POINT OF BEGINNING continue along the South right-of-way line of the Bethel Road South 49 degrees 10 minutes 58 seconds East 864.33 feet to an iron pin; thence South 33 degrees 44 minutes 50 seconds West 474.46 feet to an iron pin on the North right-of-way line of the Seaboard Coastline Railroad, thence North 63 degrees 36 minutes 30 seconds West along said right-of-way 866.17 feet to a concrete post, thence North 33 degrees 50 minutes 03 seconds East 695.49 feet to the point of beginning. Containing 11.51 acres, more or less.

LESS AND EXCEPT

TRACT I: All that tract or parcel of land lying, situate and being in Land Lot 335 in the Fifteenth Land District of Decatur County, Georgia, in the City of Bainbridge, Georgia, containing 1.031 acres, and being more particularly described as follows:

Commencing at an iron pin found at the intersection of the west line of Land Lot 335 with the southerly right of way line of Bethel Road and running thence south 48 degrees 47 minutes 02 seconds east along the southerly right of way line of Bethel Road a distance of 1,252.58 feet to an iron pin found; run thence south 33 degrees 50 minutes 03 seconds west a distance of 458.63 feet to a point; run thence south 56 degrees 09 minutes 57 seconds east a distance of 30 feet to an iron pin set and the true POINT OF BEGINNING; from said point of beginning, run thence south 33 degrees 50 minutes 03 seconds west a distance of 180 feet to an iron pin set on the northerly right of way line of the Seaboard Coastline Railroad (200 foot right of way); run thence along the northerly right of way line of said Seaboard Coastline Railroad north 63 degrees 41 minutes 15 seconds west a distance of 232.00 feet to a concrete post found; run thence north 33 degrees 50 minutes 0.3 seconds east a distance of 210.37 feet to an iron pin set; run thence south 56 degrees 09 minutes 57 seconds east a distance of 230 feet to an iron pin set and the point of beginning.

TRACT II: A perpetual, non-exclusive sixty (60) foot wide roadway easement for the purposes of ingress and egress to and from the above described tract of land and being all of that certain tract or parcel of land lying, situate and being in Land Lot 335 in the Fifteenth Land District of Decatur County, Georgia, in the City of Bainbridge, Georgia, and being more particularly described as commencing at an iron pin found at the intersection of the west line of Land Lot 335 with the southerly right of way line of Bethel Road and running thence south 48degrees 47 minutes 02 seconds east along the southerly right of way line of Bethel Road a distance of 1,252.58 feet to an iron pin found and the POINT OF BEGINNING; from said point of beginning continue along the southerly right of way line of Bethel Road south 49 degrees 10 minutes 58 seconds east a distance of 60.45 feet to an iron pin found; thence south 33 degrees 50 minutes 03 seconds west a distance of 451.28 feet to a point; run thence north 56 degrees 09 minutes 57 seconds west along the northeast line of Tract 1 above, and the southeasterly extension thereof, a distance of 60 feet to a point; thence north 33 degrees 50 minutes 03 seconds east a distance of 458.63 feet to the true point of beginning.

The above described properties are more particularly described according to that certain plat of survey for Cellular Dynamics Telephone Company of Georgia, dated April 6, 1998, as prepared by Larry W. Grogan, Georgia Registered Land surveyor.

The aforesaid lands are referred to herein as the “Property”.

To secure a note by Hallcraft Corporation (“Borrower”) dated August 16, 2006 in the principal sum of Three hundred thirty one thousand two hundred forty one and 51/100 Dollars ($331,241.51), and all renewal or renewals and extension or extensions and modification or modifications and consolidation or consolidations of the aforesaid Note, all as is more particularly shown by that certain Deed to Secure Debt dated August 16, 2006, recorded in Deed Book 225, Pages 168-171, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.
Whereas, the aforesaid Deed to Secure Debt and the indebtednesses secured thereby are owned and held by Lender.
Whereas, the aforesaid Borrower defaulted by failing to pay the indebtednesses secured by said Deed to Secure Debt and in accordance with the provisions of the notes and said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of said indebtednesses immediately due and collectible.
Now, therefore, according to the terms of the said Deed to Secure Debt and the law in such cases made and provided, the undersigned will expose the Property for sale to the highest and best bidder for cash, after proper advertisement, on the first Tuesday in June, 2013 between the legal hours of sale before the Courthouse door in Bainbridge, Decatur County, Georgia.
The proceeds from said sale will be used first for the payment of the total indebtednesses now owed Lender, including principal, interest, attorney's fees and expenses, and the balance, if any, will be delivered to the persons legally entitled thereto.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Wayne Sirmons
First National Bank of Decatur County
819 E. Shotwell Street
P.O. 10
Bainbridge, Georgia 39818
(229) 246-3131
(229) 246-3299 (fax)

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Notice of the initiation of proceedings to exercise the power of sale contained in said Deed to Secure Debt has been provided to Borrower in accordance with O.C.G.A. Section 44-14-162.2.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to said Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the Property is Hallcraft Corporation, Halco Investments, Inc., Ronald F. Hall, or any tenants claiming, by through, or under said grantor and the street address of said property is 1625 Bethel Road, Bainbridge, Georgia.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of said Deed to Secure Debt.
This 26th day of April, 2013.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

FIRST NATIONAL BANK OF DECATUR COUNTY
By: /s/ David A. Kendrick David A. Kendrick of Floyd & Kendrick, LLC as Attorneys
for First National Bank of Decatur County Attorney-in-fact for Halco Investments, LLC f/k/a Hobo Investments, Inc.

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NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Robert L. Gainer, Jr. to Wells Fargo Bank, N.A. dated 5/31/2006 and recorded in Deed Book 218 Page 756, Decatur County, Georgia records; as last transferred to Wells Fargo Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 96,735.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Decatur County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All of that tract or parcel of land situate, lying and being Land Lot 201 in the 15th Land District of Decatur County, Georgia, and being more particularly described as all of Lot 25 of Block "B" of the East Gate Estates Subdivision, all according to a plat thereof prepared by Shad L. Atkinson, GRLS No. 2254, recorded in Plat Cabinet B, Slide 77-4, Plat Records of Decatur County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 1004 Gate Circle Drive, Bainbridge, GA 39817 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robert L. Gainer, Jr. or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA
Loss Mitigation
3476 Stateview Boulevard
Fort Mill, SC 29715
1-800-662-5014


Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. as agent and Attorney in Fact for Robert L. Gainer, Jr.

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667493557A

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NOTICE OF SALE UNDER POWER, DECATUR COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Robin M. Vickers to Norwest Mortgage, Inc. dated 7/26/1996 and recorded in Deed Book I-19 Page 442, Decatur County, Georgia records; as last transferred to Bayview Financial, L.P., conveying the after-described property to secure a Note in the original principal amount of $ 64,315.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Decatur County, Georgia, within the legal hours of sale on June 04, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All of that certain tract or parcel of land lying, situate and being in Land Lot No.95 of the 15th Land District of Decatur County, Georgia, being more particularly described as that 1.38 acre tract of land shown and delineated on that plat of survey for J. R. Lambert dated June 4, 1996, revised June 25, 1996, prepared by Leroy Ouzts, GRLS No. 1654, a copy of which is recorded in Plat Cabinet B, Slide 138-1, in the Office of the Clerk of the Superior Court of Decatur County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 525 Open Pond Road, Bainbridge, GA 39817 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robin M. Vickers or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA
Loss Mitigation
3476 Stateview Boulevard
Fort Mill, SC 29715
1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Bayview Financial, L.P. as agent and Attorney in Fact for Robin M. Vickers

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667488779

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STATE OF GEORGIA

COUNTY OF DECATUR

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tyrell D. Wilcher to Mortgage Electronic Registration Systems, Inc. as nominee for Regions Bank d/b/a Regions Mortgage, and its successors and assigns dated July 13, 2009, and recorded in Deed Book 290, Page 354, Decatur County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank DBA Regions Mortgage by Assignment, securing a Note in the original principal amount of $60,877.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 4, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All of that certain tract or parcel of land lying and being in Bainbridge, Decatur County, Georgia, and being more particularly described as beginning at appoint on the East side of College Street 80 feet North 1 degree 30 minutes West of the intersection of the East side of Collier Street with the North side of Evans Street, and from said point of beginning, running thence North 1 degree 30 minutes West along the East side of Collier Street a distance of 85.6 feet; thence North 88 degrees 30 minutes East a distance of 106 feet; thence South 1 degree 30 minutes East a distance of 85.6 feet; thence South 88 degrees 30 minutes West a distance of 106 feet to the East side of Collier Street and the Point of Beginning; all in accordance with a plat of the same dated November 1, 1957 and made by W. L Robert, C.E.

Said property is known as 403 S. Collier Street, Bainbridge, GA 39819, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Tyrell D. Wilcher, successor in interest or tenant(s).

Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Tyrell D. Wilcher

File no. 12-027180
SHAPIRO, SWERTFEGER & HASTY, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770) 220-2535/CH
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA
COUNTY OF DECATUR

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tammy L. Rathel to Wells Fargo Bank, N.A. dated August 18, 2005, and recorded in Deed Book 199, Page 562, Decatur County Records, securing a Note in the original principal amount of $60,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, June 4, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land in Land Lot 47 of the 21st Land District of Decatur County. Georgia, described as follows: To reach the point of beginning commence at the Southeast corner of Land Lot 47 and run North 89 degrees 36 minutes 22 seconds West along the South land lot line a distance of 1147.65 feet to an iron pin: run thence North 87 degrees 52 minutes 00 seconds West along the South land lot line a distance of 263.64 feet to an iron pin at the point of beginning which is located on the North right of way of Barber Road: run thence North 88 degrees 02 minutes 40 seconds West along the South land lot line which runs along the North right of way of Barber Road a distance of 60.01 feet to an iron pin; continue North 88 degrees 02 minutes 40 seconds West along the South land lot line which runs along the North line of said road a distance of 59.94 feet to an iron pin; run thence North 88 degrees 05 minutes 43 seconds West along the South land lot line which runs along the North boundary of Barber Road a distance of 188.12 feet to an iron pin; run thence North 00 degrees 58 minutes 51 seconds East a distance of 278.20 feet to an iron pin; run thence South 88 degrees 04 minutes 16 seconds East a distance of 187.90 feet to an iron pin; run thence North 84 degrees 18 minutes 29 seconds East a distance of 60.40 feet to an iron pin; run thence South 00 degrees 54 minutes 01 seconds West a distance of 294.17 feet to the iron pin at the point of beginning. Said property is all of Tract 3 containing 1.59 acres and all of Tract 4 containing 0.40 acres as shown on a plat of survey prepared by Larry W. Grogan dated April 25. 1995.

Said property is known as 366 Barber Road, Brinson, GA 39825, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Tammy Rathel aka Tammy L. Peter, successor in interest or tenant(s).

Wells Fargo Bank, NA as Attorney-in-Fact for Tammy L. Rathel

File no. 13-038941
SHAPIRO, SWERTFEGER & HASTY, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770) 220-2535/KLM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER GEORGIA, DECATUR COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Zack O. Denham and Sandra L. Denham to Wells Fargo Bank, N.A., dated January 30, 2006, recorded in Deed Book 210, Page 524, Decatur County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($134,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Decatur County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra L. Denham or a tenant or tenants and said property is more commonly known as 205 Crawford Road, Bainbridge, Georgia 39819. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Zack O. Denham and Sandra L. Denham McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcf1 6/4/13 Our file no. 586610-FT7 EXHIBIT “A” All that tract of land in Land Lot 317 of the 20th Land District of Decatur County, Georgia, being all of Lot #1, Phase One of Summerwood Subdivision as shown on a plat of said subdivision prepared by Leroy R. Hall dated December 23, 2003 and recorded in Plat Cabinet C, Slide 20-3, Decatur County plat records, which plat is incorporated by reference herein. MR/rcf1 6/4/13 Our file no. 586610 - FT7

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